D7 (Retiree)

To get a Core D7 visa in 2026, you need to have a place to live in Portugal and make €920 a month passively. You need an NIF, a bank account in Portugal, and a clean criminal record. You must also spend at least 183 days a year in Portugal. Under current rules, you can apply for permanent residency or citizenship after five years.

The D7 Passive Income Visa is Great For:

• Retirees who get a pension: People who get a pension from the government or a private company are good candidates for D7. 

• Real estate investors: Foreign property owners who make regular rental income are very likely to qualify. Give signed leases and bank statements for the last 12 months that show deposits.

• Dividend and royalty earners: Investment portfolio income, intellectual property, and royalties count toward their minimums. These passive sources meet the D7's main financial need perfectly.

• Family reunification seekers: If you want to live in the EU with your family, you can include your spouse, dependent children, and dependent parents on one application. 

The D7 Visa is NOT for:

• Job seekers in Portugal: The D7 is not a work visa for jobs in Portugal. You can't work for Portuguese companies or depend on local income.

• Non-Residents:  Those who can’t spend at least 183 days a year in Portugal.

• Freelancers/Digital Nomads: For D7 purposes, money you make from remote work or self-employment doesn't count as passive income. 

The D7 is a great option for non-EU citizens who want to live in the EU.

• EU residency access: No investment required; all you have to do is show that you have passive income and a place to live. 

• Schengen travel freedom: Your residence permit lets you travel to 27 Schengen countries without a visa. 

• Pathway to permanence: If you live in Portugal for five years then you can apply for permanent residency. 

• Tax advantages: Tax treaties between the US and the UK stop people from paying taxes on the same income in both countries. The 183-day rule says that if you spend six months or more in Portugal, you have to pay taxes there.

• Remote work compatibility: D7 visa holders can work from home for companies based outside of Portugal. Enjoy your passive income visa status legally while keeping your income flexible.

• Renewable residency path: Initial permits are renewed for a set amount of time, which leads to permanent status. You can be absent for up to 24 months in a row after becoming a permanent resident.

The D7 puts financial independence ahead of job or investment requirements.

• Basic eligibility: You can apply if you are a non-EU/EEA/Swiss citizen, at least 18 years old, and there is no upper age limit.

• Income requirements: Main applicant: €920 per month, or €11,040 per year. Spouse: +50% (€460 a month, €5,520 a year). For each child, it's an extra 30% (€276 a month, €3,312 a year).

• Bank balance needs: Show that you have enough money in your Portuguese bank account for 12 months. Single: €11,040. Couple: €16,560. Each child adds €3,312.

• Documentation essentials: NIF (Tax ID) needed for all legal transactions in Portugal, including bank accounts and leases.

• Financial integration: Portuguese bank account shows that your finances are integrated into Portuguese systems before AIMA gives its approval. 

• Proof of Accommodation: A 12-month rental agreement filed with Finanças or a property deed is needed.

• Background verification: A clean background check from the country of residence, done within the last 90 days. 

• Insurance coverage: You need at least €30,000 in repatriation coverage for the whole Schengen area. 

Option A: Complete D2 Visa Portugal Assistance PLUS

Best for: Entrepreneurs who want not just visa approval, but a smooth transition into life and business in Portugal.

What's included:

• Everything in the Complete Visa Assistance Package

• Tax Lawyer Consultation: Strategic session on corporate tax structure and optimization for you and your Portuguese business

• Property Finder: Dedicated support locating accommodation that meets visa requirements

• File for AIMA Appointment: We handle the critical residence permit appointment scheduling on your behalf

Getting an AIMA appointment can be difficult or impossible depending on your situation. While it depends entirely on backlogs, typically, we’re about to secure an AIMA appointment in about 4 months after filing.

Price: €2,810

Book Complete Visa Assistance PLUS →

Option B: Complete D2 Visa Assistance

Best for: Most entrepreneurs who want professional legal assurance and hands-on support throughout the entire visa process.

What's included:

• Visa Assessment: We determine the most suitable visa pathway for your specific situation

• NIF & Bank Account: Full assistance obtaining your Portuguese tax ID and opening a personal bank account

• Document Checking & Guidance: Thorough review of all documents before submission to catch errors that cause rejections

• Unlimited Email Support: Get answers to all your inquiries throughout the process

• Video Consultations: Direct access to an immigration lawyer for personalized guidance

• Live Interpreter: Professional interpretation services for your visa interviews

Price: €1,595

Book Complete Visa Assistance →

Option C: Do It Yourself (DIY)

Best for: People who want to do most steps themselves but get expert help when needed.  It costs a bit more to do it this way if you use all the same services, but it’s more cost effective if you’re confident you won’t make any mistakes.

What's included:

• NIF Number (+€95)

• Optional add-ons: Bank account (+€395), lawyer consultations, rental search, AIMA appointments, VFS appointments, etc.