The D7 is Portugal's visa for people living on regular passive income, from retirees with pensions to landlords and investors. Its thresholds are tied to the minimum wage, so they changed again in January 2026. Test whether you really understand the current rules.
The D7 threshold equals the Portuguese national minimum wage, which rose to €920 per month on 1 January 2026 (it was €870 in 2025 and €820 in 2024).
Twelve months at €920 gives €11,040 per year for a single applicant in 2026. €10,440 was the 2025 figure, and €44,160 is the annual D8 Digital Nomad threshold.
Salary, freelance invoices and remote employment are active income and do not qualify for the D7. Remote workers are directed to the D8 Digital Nomad Visa instead.
A spouse or partner adds 50% of the base amount. With the 2026 base of €920, that is an extra €460 per month.
Each dependent child adds 30% of the base amount, which is €276 per month in 2026.
The main applicant needs €920 and the spouse adds 50% (€460), so a couple needs €1,380 per month (€16,560 per year) in 2026.
The D7 is often called the retirement visa, but there is no age requirement. Any adult with stable, qualifying passive income can apply.
The D7 and D8 thresholds move in lockstep with the Portuguese minimum wage, which is revised each January. Applicants should always check the current year's figure.
The D7 is a two-stage process: a residence visa issued abroad by the consulate, followed by a residence permit issued by AIMA after you arrive in Portugal.
Applicants are commonly expected to hold savings of at least about twelve months of the threshold, roughly €11,040 per adult in 2026. Many lawyers recommend showing more.
Temporary residents can be absent up to 6 consecutive or 8 non-consecutive months across each permit's whole validity. The D7 is a residence visa, so you are expected to actually live in Portugal.
Source: Permanent residency at the 5-year mark (Portugalist)
A dependent parent adds 50% of the base amount, €460 per month in 2026 — the same as a spouse. Each dependent child adds 30% (€276).
A couple needs €1,380 a month, so twelve months of savings is €16,560. Some lawyers recommend showing 24 months (€33,120), but that is advice, not the legal floor.
This quiz is general information based on Portuguese rules in force on the review date above, not legal advice. Immigration thresholds change every January with the minimum wage, and laws change often. Confirm your case with a lawyer before applying.