D7 (Retiree)
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FAQ
Questions about our D7 (Retiree)
The D7 is a Portuguese residence-visa route for eligible non-EU/EEA citizens who can demonstrate qualifying passive or own income, such as pensions, rental income, dividends, royalties or investment income.
The D7 is primarily suitable for retirees, pensioners and people who can support themselves through qualifying passive income rather than active employment or self-employment.
Yes. Retirees receiving a qualifying state or private pension are one of the main groups for whom the D7 is designed.
The current page states €920 per month (€11,040 per year) for the main applicant, plus €460 per month for a spouse and €276 per month for each dependent child.
The current page states that the applicant should hold the equivalent of one full year of income in a Portuguese bank account: €11,040 for the main applicant, plus €5,520 for a spouse and €3,312 per dependent child.
The current page identifies pensions, rental income, dividends, royalties, interest and investment drawdowns as examples of qualifying passive income.
Yes. Government and private pensions are specifically identified as qualifying income examples on the current D7 page.
Yes. Income from one or more rental properties can be used as passive-income evidence when properly documented.
Yes. The current page identifies dividends and regular investment drawdowns as qualifying passive-income examples.
Interest is identified on the current page as an example of passive income that can support a D7 application.
The D7 is not designed around active freelance or self-employed income. The current page directs freelancers and self-employed applicants toward the D2 or D8 routes instead.
If your income comes primarily from remote employment or professional activity, the D8 Digital Nomad Visa may be more appropriate than the D7.
The current page states that employment income does not count as passive income for the D7 and points applicants toward the D1 work route.
Yes. The current page states that the NIF is required before opening the Portuguese bank account or submitting the visa application.
Yes. The current page states that an active Portuguese bank account is required to demonstrate proof of funds.
The current page lists a passport, proof of passive income, Portuguese bank account and funds, NIF, accommodation, criminal-record certificate, health/travel insurance and the applicable application forms.
The current page lists a 12-month rental lease or property deed in Portugal as proof of accommodation.
Yes. The current page specifies health/travel insurance with minimum €30,000 repatriation coverage for the Schengen area and validity in Portugal throughout the visa period.
Yes. The current page requires criminal-record documentation from the home country and countries where the applicant has lived for 12 months or more, subject to the applicable formalities.
Yes. The current D7 information states that a spouse can be included, with an additional financial requirement of 50% of the main applicant's amount.
Yes. Dependent children can be included, with an additional financial requirement of 30% of the main applicant's threshold per child.
The current page estimates approximately 4–6 months overall, including NIF preparation, bank-account opening, consular processing and the residence stage. Actual timing can vary.
The current page gives approximately 7 business days for the NIF and 4–6 weeks for the Portuguese bank account, although actual processing can vary.
The D7 is intended for genuine residence. The current page states a minimum of 183 days per year and explains that extended absences can put renewal at risk.
The current FAQ states that, as a general rule, applicants should not be absent for more than 6 consecutive months or 8 non-consecutive months per permit period without justified reasons.
The D7 is primarily based on qualifying passive or own income, while the D8 is intended for eligible remote workers whose income comes from qualifying remote employment or professional activity.
The D7 is designed around passive or own income, while the D2 is intended for entrepreneurs, business owners and independent professionals carrying out qualifying activity in Portugal.
The current page states that permanent residency can be pursued after 5 years of legal residence, subject to the requirements applicable at that time.
The current page states that citizenship is possible subject to the nationality law and requirements in force when the applicant becomes eligible.
No. Visa and residence decisions are made by the competent authorities. Visas.pt can provide lawyer-backed preparation and support, but cannot guarantee a government decision.
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