Portugal Visa & Relocation FAQs | Visas.pt

Portugal Visa & Relocation FAQs | Visas.pt

Answers to the most common questions about moving to Portugal — visas, NIF numbers, bank accounts, taxes, and relocation. Expert advice from Portuguese immigration lawyers.

What are the requirements for a Portugal D7 Passive Income Visa?
+
The D7 Visa requires proof of regular passive income (minimum ~€920/month for a single applicant), a clean criminal record, valid health insurance, proof of accommodation in Portugal, and a NIF number. Applications are submitted at the Portuguese consulate in your home country. Our lawyers handle the full documentation process.
Get full D7 visa assistance
What is a NIF number and why do I need one in Portugal?
+
A NIF (Número de Identificação Fiscal) is your Portuguese tax identification number. It is required for virtually all legal and financial activities in Portugal: opening a bank account, signing a rental agreement, buying property, filing taxes, getting a SIM card, and applying for a residency visa. You need a NIF before most other steps in your Portugal relocation.
Get your NIF number
Can I open a Portuguese bank account without being in Portugal?
+
Yes. Our legal team can open a bank account on your behalf remotely. We work with Portuguese banks that allow non-residents and new residents to open accounts through an authorised representative. You will need a valid passport, a NIF number, and proof of address. The process typically takes 3–7 business days.
Open a bank account remotely
What is NHR (Non-Habitual Resident) tax status and is it still available?
+
NHR was Portugal's preferential tax regime offering a flat 20% tax rate on Portuguese-source income and exemptions on most foreign income for 10 years. The original NHR regime ended for new applicants on 31 December 2023. A successor programme called IFICI (Incentive for Scientific Research and Innovation) launched in 2024, with different qualifying criteria. Our tax lawyers can assess whether you qualify.
Consult a Portuguese tax lawyer
What is the step-by-step process for moving to Portugal?
+
The typical process is: (1) Obtain a NIF number, (2) Open a Portuguese bank account, (3) Secure accommodation in Portugal, (4) Apply for your long-stay visa at the Portuguese consulate in your home country, (5) Travel to Portugal, (6) Book your AIMA appointment to receive your residence permit, (7) Register with the local council (Câmara Municipal), (8) Register with a health centre (Centro de Saúde). Our team guides you through every stage.
Get complete relocation assistance
Is the Portugal Golden Visa still available in 2026?
+
Yes. The Golden Visa program still exists in Portugal but was restructured. Real estate investment no longer qualifies; the current eligible routes include a minimum €500,000 investment in qualifying funds or business investment creating at least 10 jobs. Contact our team to discuss which route suits your situation.
Ask about the Golden Visa
Can I get a Portuguese NIF number without travelling to Portugal?
+
Yes. Our Portuguese lawyers can obtain your NIF remotely through a video call. Your documents are authenticated digitally by a licensed attorney acting as your fiscal representative. This is the fastest and most convenient method for people who have not yet moved to Portugal.
Get your NIF remotely today
Which Portuguese bank is best for expats and new residents?
+
The most commonly used banks by expats in Portugal are Millennium BCP, Novobanco, Santander Totta, and Caixa Geral de DepĂłsitos. Each has different fee structures and English-language support levels. Our lawyers can advise on the best option based on your specific needs (international transfers, mortgage access, investment accounts, etc.).
Get advice on banking in Portugal
When do I become a tax resident in Portugal?
+
You become a tax resident in Portugal if you spend more than 183 days in the country within a calendar year, or if you have a habitual residence (a home) available to you in Portugal at any point during the year. Tax residency triggers an obligation to declare your worldwide income to the Portuguese tax authority (AT).
Speak to a tax lawyer about residency
What is the cost of living in Portugal for expats?
+
Portugal is one of the most affordable Western European countries. A comfortable single-person lifestyle outside Lisbon typically costs €1,500–€2,500/month including rent. In Lisbon or Cascais, budget €2,500–€4,000/month. The Algarve and smaller cities are significantly cheaper. Healthcare, groceries, dining, and utilities are notably lower than in the UK, USA, or northern Europe.
Plan your Portugal move
What is the Portugal Digital Nomad Visa (D8) and who qualifies?
+
The D8 Visa (Digital Nomad Visa) is for remote workers and freelancers who earn income from clients or employers outside Portugal. You must prove a monthly income of at least four times the Portuguese minimum wage (~€3,040/month). Applications are processed at the Portuguese consulate in your country of residence.
Apply for D8 Visa assistance
What documents do I need to get a NIF in Portugal?
+
You will need a valid passport, proof of address in your home country (a recent utility bill or bank statement is usually sufficient), and contact details. If applying remotely, our lawyers will guide you through the authentication process during a short video call. The entire remote process typically takes 1–3 business days.
Start your NIF application
What documents do I need to open a bank account in Portugal?
+
You will need a valid passport, your NIF number, proof of address (either in Portugal or your home country), and in some cases proof of income or employment. Banks may also ask for tax residency documentation. Our team handles the document preparation and submission process for you.
Start your bank account application
Does Portugal have double taxation treaties?
+
Yes. Portugal has double taxation agreements (DTAs) with over 70 countries, including the USA, UK, France, Germany, Brazil, and most EU member states. These treaties determine which country has the right to tax specific types of income and prevent you from paying tax twice on the same income. Our tax lawyers advise on your specific treaty position.
Get double taxation advice
How does healthcare work in Portugal for expats and new residents?
+
Portugal has a public National Health Service (SNS) which new residents can access once they have obtained their residency permit and registered at a local health centre. Quality is generally good, though some areas have long wait times. Most expats complement SNS access with private health insurance (€50–€200/month) for faster appointments and English-speaking doctors.
Ask about healthcare when moving
How long does it take to get a Portugal visa approved?
+
Processing times vary significantly by consulate location. Some cities process applications in 2–3 months while others have backlogs of 6–12 months. After entering Portugal, you must schedule an AIMA appointment to receive your residence permit. Our lawyers help you prepare a complete, error-free application to avoid delays.
Start your visa application
How much does it cost to get a NIF number in Portugal?
+
Obtaining a NIF number through the tax office (Finanças) is free if you do it in person in Portugal. However, the remote service — where a Portuguese lawyer obtains it on your behalf with a power of attorney — carries a professional fee. Our pricing is transparent and includes all legal costs. See our NIF service page for current rates.
View NIF service pricing
What are the most common reasons for Portugal visa rejections?
+
The most common reasons are: insufficient or incorrectly documented income, missing or expired documents, incomplete application forms, lack of ties to home country, and failure to demonstrate genuine intent. Working with a licensed Portuguese immigration lawyer dramatically reduces rejection risk.
Book an immigration consultation
Can I bring my family to Portugal on a family reunification visa?
+
Yes. Once you hold a valid Portuguese residence permit, your spouse, minor children, and in some cases dependent parents or adult children can apply for family reunification. The process requires proof of relationship (marriage certificate, birth certificates), adequate accommodation, and sufficient income to support family members.
Learn about family reunification

Still have questions?

Book a free 15-minute consultation with a Portuguese immigration lawyer. No obligation.

Book Free Consultation

Browse by topic

Our services

Visas.pt Trustpilot Reviews