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Moving to Portugal FAQs | Cost of Living, Healthcare | Visas.pt

Practical questions about moving to Portugal: step-by-step process, cost of living, healthcare, and what to expect as a new resident.

The typical process is: (1) Obtain a NIF number, (2) Open a Portuguese bank account, (3) Secure accommodation in Portugal, (4) Apply for your long-stay visa at the Portuguese consulate in your home country, (5) Travel to Portugal, (6) Book your AIMA appointment to receive your residence permit, (7) Register with the local council (Câmara Municipal), (8) Register with a health centre (Centro de Saúde). Our team guides you through every stage.
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Portugal is one of the most affordable Western European countries. A comfortable single-person lifestyle outside Lisbon typically costs €1,500–€2,500/month including rent. In Lisbon or Cascais, budget €2,500–€4,000/month. The Algarve and smaller cities are significantly cheaper. Healthcare, groceries, dining, and utilities are notably lower than in the UK, USA, or northern Europe.
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Portugal has a public National Health Service (SNS) which new residents can access once they have obtained their residency permit and registered at a local health centre. Quality is generally good, though some areas have long wait times. Most expats complement SNS access with private health insurance (€50–€200/month) for faster appointments and English-speaking doctors.
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